The AIDF Board has approved the updated lending and investment interest rates which are outlined below and are also available here.

The AIDF rates remain commercially attractive compared to those offered within the broader banking sector. In addition, no account keeping or transaction fees apply to our savings and investments products. The AIDF Board continues to monitor RBA and market movements closely.

Please do not hesitate to contact Adam, Leila or Sarah at the AIDF directly if you have any questions about these interest rate adjustments.

Paul Brand

Chief Executive Officer

March 2025

INTEREST RATE ADJUSTMENTS

Non-Housing Loans
In response to the RBA cash rate increase, the AIDF is seeking to adjust Non-Housing Loan interest rates as of 1 March 2025 as follows:
– Standard Diocesan Rate which applies to Parishes, Diocesan Schools, the ACPT, and other Diocesan entities.
Decreased by 0.25% to 7.50%
– Master Asset Facility (MAFF)
Remains unchanged at 5.50%
– Overdraft Rate
Decreased by 0.25% to 8.25%
– Personal Late Rate
Decreased by 0.25% to 9.50%

Term Investments

Investments	3 Months	6 Months	9 Months	12 Months	18 Months	24 Months	36 Months
As at 1/11/24	4.00%	4.30%	4.60%	4.75%	4.10%	3.75%	3.00%
Rates as of 1/03/25	3.75%	4.00%	4.25%	4.50%	3.75%	3.50%	2.75%

Saving and Investment Accounts

	Community Saver Account	Cash Management Account	Access Account (Transactional)	Cheque Account
As at 01/12/2023	4.75% + 0.50% donation	Educational Entities: 4.50% Other Diocesan Entities: 4.25%	Up to $50k: 0.30% Over $50k: 0.35%	Up to $100k: 0.15% Over $100k: 0.20%
Rates as of 1/03/25	4.50% + 0.50% donation	4.00%	unchanged	unchanged

Home Loans

Variable – Existing as at 01/11/2024	5.75%		
Fixed Rate	1 Year 6.20%	2 Year 6.00%	3 Year 5.90%
Rates as of 01 March 2025			
Variable	5.50%		
Fixed Rate	1 Year 6.00%	2 Year 5.80%	3 Year 5.80%