BSB: 702 389 

INTEREST RATES

Effective as of 1 December 2023

Personal accounts

Associates Only*

Online Community Saver Account / Notice Account

You receive 4.75% + bonus 0.50% to your nominated local Anglican Parish / Agency

Interest is calculated daily and paid monthly. 
Bonus interest paid annually. 

Access Account

Balance                              Interest Rate

Up to $49,000                     0.30%

Over $50,000                      0.35%

Interest is calculated daily and paid every 6 months in June & December.

Loans

Loan

Personal Loan

Interest Rate

 9.75%

Housing Loan

Variable                         5.75%

 

 

Fixed
1 year – 6.60%
2 year – 6.50%
3 year – 6.45%

Business accounts

Parish | Schools | Agencies

Cash Management Account

Educational Entities
4.50%
 

Other Diocesan Entities (Parishes & Agencies) 
4.25%

Interest is calculated daily and paid monthly. 

Cheque Account

Balance                              Interest Rate

Up to $100,000                   0.15%

Over $100,000                    0.20%

Interest is calculated daily and paid every 6 months.

Access Account

Balance                              Interest Rate

Up to $49,000                     0.30%

Over $50,000                      0.35%

Interest is calculated daily and paid every 6 months.

Loans

Loan

Non-Housing Loan

Diocesan School Loan

Overdraft Facility 

Interest Rate

7.75%

7.75%

8.50%

Housing Loan

Variable                         5.75%

 

 

Fixed
1 year – 6.60%
2 year – 6.50%
3 year – 6.45%

Term Investments

Effective as of 1 December 2023

Associates Only*

Term

3 months

6 months

9 months

12 months

18 months

24 months

36 months

Interest Rate

4.50%

4.65%

4.85%

5.10%

5.10%

4.75%

4.00%

Interest paid at maturity or for investments 12 months or longer, interest may be paid regularly upon request.

Breaking a Term Investment

As a result of regulatory changes which took effect from 1st January 2018, the AIDF requires customers to give 31 days notice when breaking a Term Investment during the agreed term, before they can access the funds.  A penalty may also be charged.  Immediate access to funds under circumstances of hardship will be considered by the AIDF in accordance with our Early Access to Funds policy.

*Associate Definition

  • Person’s acting as trustees of the Anglican Church Property Trust;

  • A member of clergy, employee or voluntary* staff members who work for a parish, ministry unit, diocesan agency or school of the Diocese;

  • Trainee clergy who receive money or money’s worth.

               *A voluntary staff member includes the following:

  • A person who is a member of the governing body of the Diocese, a diocesan agency, school or ministry;

  • A person who is a member of any committee established by the Diocese to further the work of the diocese;

  • A person who works on a voluntary basis for at lease 40 hours a calendar month in a business operated by a parish or diocesan agency;

  • A person who works on a voluntary basis for at least 40 hours a calendar month in a diocesan charitable program
    (eg. a program which assists vulnerable members of the community by providing support such as counselling and
    low or no cost food and other household products).

Interest Rates
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