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Anglican Investment & Development Fund (AIDF)

An Ethical Investment to help support the mission of the Diocese of Canberra & Goulburn

Term Investments

AIDF offers fixed-term investment accounts to eligible associates* of the Anglican Diocese of Canberra & Goulburn.
The definition of an associate can be found at the bottom of this page.

Interest Rates

Effective from 1 April 2026

Term	Interest Rate (p.a)
3 months	3.60%
6 months	4.00%
9 months	4.15%
12 months	4.80%
18 months	4.10%
24 months	3.80%
36 months	3.30%

Key Features

Flexible Term Options

Choose from a range of fixed terms from 3 to 36 months to suit your planning needs.

No Ongoing Fees

No entry, exit, transaction or account keeping fees.

Competitive Interest Rates

Attractive rates designed to provide stable and reliable returns.

Online Account Viewing

Secure online access is available to view your account at any time.

Fixed Rate Certainty

Your interest rate is fixed for the full term, providing clarity and predictability.

Interest Calculated Daily

Interest is calculated daily and paid at maturity, or six-monthly for terms of 12 months or more.

Breaking a Term Investment

As a result of regulatory changes which took effect from 1st January 2018, the AIDF requires customers to give 31 days notice when breaking a Term Investment during the agreed term, before they can access the funds. A penalty may also be charged. Immediate access to funds under circumstances of hardship will be considered by the AIDF in accordance with our Early Access to Funds policy.

*Associate Definition

- Person’s acting as trustees of the Anglican Church Property Trust.
- A member of clergy, employee or voluntary** staff members who work for a parish, ministry unit, diocesan agency or school of the Diocese.
- Trainee clergy who receives money or money’s worth.

**A voluntary staff member includes the following:

- A person who is a member of the governing body of the Diocese, a diocesan agency, school or ministry.
- A person who is a member of any committee established by the Diocese to further the work of the diocese.
- A person who works on a voluntary basis for at least 40-hours a calendar month in a business operated by a Parish or Diocesan Agency.
- A person who works on a voluntary basis for at least 40-hours a calendar month in a diocesan charitable program (eg. a program which assists vulnerable members of the community by providing support such as counselling and low or no cost food and other household products).