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Term Investments

AIDF offers term investment accounts*

*Please note that based on current regulatory restrictions the AIDF can only offer new accounts to those associated with the Anglican Diocese of Canberra & Goulburn. 
The definition of an ‘associate’ can be found at the bottom of the page.

Effective from 1 December 2023

Key Features

+ Variety of terms available

+ Competitive interest rates

+ Fixed interest rate for the term

+ No entry, exit, transaction or account keeping fees

+ Online access (view only) available

+ Interest calculated daily and paid upon maturity or every 6 months if the term is 12 months and over

Interest Rates


3 months

6 months

9 months

12 months

18 months

24 months

36 months

Interest Rate








Breaking a Term Investment

As a result of regulatory changes which took effect from 1st January 2018, the AIDF requires customers to give 31 days notice when breaking a Term Investment during the agreed term, before they can access the funds.  A penalty may also be charged.  Immediate access to funds under circumstances of hardship will be considered by the AIDF in accordance with our Early Access to Funds policy.

*Associate Definition
  • Person’s acting as trustees of the Anglican Church Property Trust;

  • A member of clergy, employee or voluntary* staff members who work for a parish, ministry unit, diocesan agency or school of the Diocese;

  • Trainee clergy who receive money or money’s worth.

*A voluntary staff member includes the following:

  • A person who is a member of the governing body of the Diocese, a diocesan agency, school or ministry;

  • A person who is a member of any committee established by the Diocese to further the work of the diocese;

  • A person who works on a voluntary basis for at lease 40 hours a calendar month in a business operated by a parish or diocesan agency;

  • A person who works on a voluntary basis for at least 40 hours a calendar month in a diocesan charitable program
    (eg. a program which assists vulnerable members of the community by providing support such as counselling and
    low or no cost food and other household products).

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